“I have been using Money Manager since 1988. It has kept track of my complicated personal accounts easily and efficiently. For the last 12 years, it has also kept my business accounts. The programme allows very flexible and simple data input which is intuitive and speedy. It must have saved me thousands of pounds over the years by judicious use of the best savings accounts and accurate forecasting avoiding overdraft charges and interest. It forms the basis for my income tax submissions for the family and avoids accountant fees. I would highly recommend the programme for anyone who wants to know how much they have in several current and savings accounts. Sub accounts permit accurate tracking of expenditure to invoice customers for small business users.”